Guides
Eight guides, each built around one real decision or question — pick the one that matches yours.
What Determines the GBP/USD Exchange Rate Day to Day
A plain-English look at what determines the GBP/USD exchange rate day to day — interest rate differentials, economic data releases and market sentiment, explained without trading language or predictions.
Read the guide →Mid-Market Rate vs. Bank Rate: What a GBP/USD Transfer Really Costs
Mid-market rate vs. bank rate — what a GBP/USD transfer really costs once you account for the hidden markup, and how to spot it before you send money.
Read the guide →How International Money Transfers Are Actually Priced
How international money transfers are actually priced — the two levers (exchange rate markup and stated fee) that determine what a transfer really costs, and how providers combine them differently.
Read the guide →GBP/USD Transfer Terminology Explained in Plain English
GBP/USD transfer terminology explained in plain English — spread, mid-market rate, SWIFT, rate lock and more, each defined in a sentence or two, no jargon left unexplained.
Read the guide →A Practical Money Guide for British Expats in the US
A practical money guide for British expats in the US — handling sterling and dollars, timing a large one-off transfer, and knowing which regulator oversees what, without predicting rate direction.
Read the guide →Spot Forex vs. Everyday Currency Conversion: What's the Difference
Spot forex vs. everyday currency conversion — what's the difference, and why most people searching sterling-related forex terms actually need a practical transfer, not a trading account.
Read the guide →Red Flags in Currency Exchange and Transfer Services
Red flags in currency exchange and transfer services — disguised markups, rate-lock pressure tactics, and unregulated operators to watch for before you send money.
Read the guide →Questions to Ask a Cross-Border Professional About a UK-US Transfer
Questions to ask a cross-border professional about a UK-US transfer — what to bring to the conversation before a large or unusual transfer between sterling and dollars.
Read the guide →The GBP/USD Transfer Cost Worksheet
Work through the same math this site uses to spot the exchange-rate markup, compare transfer methods on your own numbers, and check what to verify before a large one-off transfer — on paper, before you send anything.